Loan money must be repaid with interest. For that reason, we encourage you to look at all your other options first and borrow only what is needed. Our students were awarded more than $61 million in loans last year.
St. Petersburg College provides FREE, easy-to-use loan management and planning tools so you can afford to finish your education without accumulating a pile of debt. Our best advice is:
- Don't borrow if you don't have to
- If you need to borrow, borrow only what you need
- Stay in contact with your student loan service provider to stay on top of what you owe
- On-time repayment will help you establish a good credit rating so be sure to explore your repayment options
Types of loans
Federal loan terms and conditions are generally more favorable for you than private loans. Available loans include:
SPC does not accept Federal Perkins Loans.