Tuition Payment Plan

Make it easier to pay for college. explore interest free tuition payment plan

Take advantage of our interest-free tuition payment plan. SPC partners with Nelnet Campus Commerce to offer:

  • Easy online enrollment
  • No interest, no qualifying
  • Monthly payment plan
  • Flexible payment options

Simple steps to enroll in the Payment Plan

  1. Log in to MySPC 
  2. Select My Account
  3. Select Nelnet Tuition Payment Plan on the left

Payment Methods
After you have enrolled in the payment plan, payments are automatically deducted on the 1st of each month for regular term and the 20th of each month for Express. Payments can be drawn from either your:

  • Automatic bank payment (ACH)
  • Credit card/debit card

Cost to participate

  • $35, $40 or $45 non-refundable enrollment fee depending on the number of payments
  • $30 returned payment fee if a payment is returned

Note: All downpayments are processed immediately.

Tuition Payment Plan Dates - Spring 2025

Deadline

Details

Oct. 21, 2024

Online enrollment begins

Nov. 21, 2024

Last day to enroll online with 0% down payment
4 monthly payments:  Nov. - Feb.
$35 enrollment fee

Dec. 16, 2024

Last day to enroll online with 25% down payment
3 monthly payments:  Dec. - Feb.
$40 enrollment fee

Jan. 10, 2025

Last day to enroll online with 50% down payment
2 monthly payments in Jan. and Feb.
$45 enrollment fee

Jan. 10, 2025

Last date to increase payment plan agreement balance

March 13, 2025

Last date to decrease or terminate payment plan agreement

Tuition Payment Plan - Spring Express 2025

Deadline

Details

Jan. 20, 2025

Online enrollment begins

Feb. 7, 2025

Last day to enroll online with 50% down payment
2 monthly payments:  Feb. & March
$45 enrollment fee

Feb. 7, 2025

Last date to increase agreement balance

April 10, 2025

Last date to decrease or terminate agreement balance

Tuition Payment Plan

How is the Payment Plan reflected on my Student Account?
Once you have enrolled in the Nelnet Payment Plan, you will see it listed under "Items that Require My Attention" in MySPC. The due date on your SPC Fee Schedule will not change and your payments to Nelnet will not be immediately reflected. As long as you are current on your Nelnet payments, your classes will not be dropped.

When will my Nelnet payments be reflected on my Student Account?
Your student account will reflect your Nelnet payments once Nelnet sends SPC your payment, which usually occurs about six weeks afer the start of classes.

What is the maximum amount available?
The maximum amount of a Plan Agreement will be $4,500 for in-state students and $4,500 for out-of-state students. Should a Plan participant’s balance exceed this amount, the overage will be added to the required down payment and be processed immediately upon enrollment in the Plan. The maximum amount of a Plan Agreement will increase on a percentage basis at the same rate as tuition to keep pace with tuition increases.

What is an Authorized Payer?
If someone is paying on your behalf, you MUST first set them up as an Authorized Payer.

Balance Adjustments
Please do not assume your balance will automatically be adjusted
. You should review your agreement by logging into MySPC and clicking on the Nelnet link on your status page or by logging into Nelnet. Once in Nelnet, you can check your account, edit your personal information or change the source of where your payments are drawn.

What if I no longer need to have a Tuition Payment Plan?
If your circumstances change because of any of the following:

  • You are awarded financial aid
  • You have other means to pay your tuition
  • You add or drop classes and your tuition and fee amount changes,

You will need to review and/or cancel your Tuition Payment Plan through Nelnet. You can do this by logging into Nelnet and going to the drop-down menu under Actions. If you do not cancel your payment plan, you must continue making payments until the payment plan is paid in full.

How can I pay off my Tuition Payment Plan?
Call Nelnet at 800-609-8056 to make a payment over the phone or log into your Nelnet account to make a payment online.

How do I receive a refund from Nelnet?
SPC processes all refunds from Nelnet through BankMobile Disbursements, a technology solution, powered by BMTX, Inc. If you do not have a refund preference with BankMobile Disbursements, visit https://disbursements.bmtx.com/refundchoices/.

Payment Plan Availability
Availability of a payment plan is determined by St. Petersburg College. Please be aware the college may elect not to have a payment plan available during specific times and dates during registration.

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www.MyCollegePaymentPlan.com/spcollege

For additional information, call us at 800.609.8056.
Customer service representatives are available 24/7.